The fourth largest private sector lender Kotak Mahindra Bank (KMB) cut its base rate by 0.10 % to 9.75, joining its larger rivals which have announced such downward revisions in the recent past. The new rate being offered by the bank is 5 bps higher than its larger rivals. Larger players like ICICI Bank, HDFC Bank and Axis Bank have each announced two rate cuts this fiscal. The most competitive offering in the system is at 9.70 %. Banks are flush with liquidity and have not seen substantial rise in credit demand, which is forcing them to act on rates. SBI had reduced its base rate by 15 basis points to 9.70
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Thursday 2 July 2015
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